Dettman Insurance is the insurance arm of Dettman Properties, an independent property and casualty agency serving South Florida since 1985. Independent means we are not tied to one company. We work with multiple top rated carriers and shop them against each other to find the right coverage at the right price.
For a homeowner in South Florida, where wind, flood, and a shifting market make insurance genuinely complicated, having someone who can compare carriers rather than sell one is the difference that matters.
Why independent matters
More options
We partner with multiple top rated carriers, so you get real choices and better rates, not one company's single answer.
Local knowledge
Based in Fort Lauderdale, we know the risks and the regulations that actually affect coverage in South Florida.
Personal service
Your coverage is built around your situation, not an algorithm or a corporate quota.
Long relationships
The agency was built on years of client relationships, on being honest about what you need and what you do not.
What we cover
Home
Protect your largest investment against fire, theft, and storm damage.
Auto
The right balance of coverage and cost for your vehicles.
Flood
Standard homeowners policies do not cover flood. In South Florida, that gap matters. We help you understand your risk and close it.
Boat and marine
Coverage for the boat, the trailer, and the people aboard.
Commercial
General liability, workers compensation, and more, for small businesses and contractors.
Umbrella
Extra liability protection above your standard policies, to protect your assets.
What clients say
After our first storm claim, I realized how valuable a good agent really is. They handled everything.
Dettman Insurance made switching carriers easy. They explained everything in plain language and saved me hundreds.
Dettman Insurance is one part of Dettman Properties, a family business that has worked in Fort Lauderdale property for over 40 years. The full site has every coverage type and a quote request.
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